Independent account. Not affiliated with Premium Merchant Funding or the Better Business Bureau.Last reviewed: October 17, 2026
This was my business phone. Unwanted rings interrupted work, yet broad call-blocking risked screening out real customers, shippers and drivers. View the dated contacts →
Overview/The numbers
The recorded outreach

PMFUS inquiry: what the calls and texts show.

The purpose of these figures is to quantify the experience accurately—not to turn every message into an accusation or count a reply as a new solicitation.

Why I documented this: This was a business line I could not turn off or broadly screen. The repeated sales contact interrupted customer and driver calls and left me extremely frustrated. See the dated contact record →
Through October 15, 2026

496 messages in the filtered text record

These totals come from a combined analysis of the owner-preserved October 7 and October 15 message backups. They are not counts of all calls, and they are not 496 separate unsolicited senders.

496Total text messages, incoming and outgoing
310Incoming text messages
186Outgoing replies
168Distinct incoming sender numbers

Message direction

Incoming messages account for about 63% of the recorded total; outgoing replies account for about 37%.

Incoming310 / 496
Outgoing186 / 496

Bars show proportions of the 496 recorded messages, not separate counts of people.

A narrower category
28

Texts claiming access to bank statements

A strict wording-based review identified 28 incoming texts, from 19 unique numbers, claiming that statements had been received, possessed or reviewed. These are sender claims, not proof of access.

Understand the document issue

Read the contacts one by one

The totals describe the scale, while the separate chronological contact ledger shows recovered calls and financing texts in time order with partially masked numbers. The accessible item-level data is not yet the full export; omissions are clearly disclosed.

Browse the date-and-time contact log →
Phone calls

The call count needs a different label.

I reported more than 100 unwanted calls in the first several days after the financing inquiry. I retained screenshots and recordings, but an exact call-by-call, full-period count has not been independently reconciled.

100+ calls: reported, not audited

The number is presented as my contemporaneous report, not an exact count derived from a complete carrier billing record. Calls from recognized contacts and the business office line are excluded from the attempted spam-call review.

What made the calls disruptive

  • Frequent contacts from numbers I did not recognize.
  • Repeated pitches after requests to stop contacting me.
  • Callers who said other people or companies had sent them my file.
  • Conversations that I describe as vulgar, abusive or threatening, some preserved as recordings.
  • Time consumed answering, blocking, documenting and responding to the outreach.

These are first-person reports. The responsible parties behind each call and the legal classification of the calls have not been established.

Selected text excerpts

What some messages actually said.

The short extracts below are from the preserved text material. Sender phone numbers are omitted. Context and originals are retained privately; the statements are reproduced only to show what recipients claimed.

“We have your statements and application already!!”
Incoming financing text · early October
“Your bank statements are being shopped around”
Incoming financing text · early October
“Many brokers sent me your file”
Incoming financing text · October 2026
Important distinction: A written claim of possessing bank statements is evidence that the message was sent. It is not confirmation that the sender actually held authentic statements, or evidence by itself of who originally provided them.
Counting method

How to read the numbers.

MeasureMethod and limitation
496 total messagesIncludes incoming texts and outbound replies in the two reviewed, financing-related backups through October 15. Not equivalent to 496 separate solicitations.
310 incomingMessages received from outside numbers in the filtered material. Some messages may be follow-ups from a previously counted sender.
168 unique incoming numbersUnique number strings among incoming messages; a phone number does not necessarily identify a unique person or company.
28 document-claim messagesStrict textual claims of having, receiving or reviewing bank statements; 19 distinct sender numbers. Less explicit mentions of a “file” may fall outside this subset.
100+ reported callsOwner estimate from the initial surge. It is not an audited total for the entire period; recognizable contacts and the owner’s office number are excluded where identified.
Evidence not publicFull bank documents, unredacted contact identifiers, raw call recordings and sensitive application information are retained privately.

To update the site after a new, fully reconciled export, revise the figures together rather than adding new messages to already overlapping exports.